Men and women around the world are struggling because they don’t have access to financial services, leaving them with limited income and job opportunities, creating uncertain futures for their families. According to the World Bank 2 billion people, more than half of the world’s adults, have no access to banking services[1]. When formalised microfinance is not available, families frequently have to rely on loans from traditional moneylenders who charge very high interest rates. The money is used to either invest in their farms or feed their families although the high interest rates make it impossible for the poorest families to break even and move out of this cycle of exploitation.

The Microfinance project model provides the formal financial assistance that rural families need. This can include loans for seeds, irrigation kits and fertiliser, savings accounts, and insurance for health, life and crops, all delivered with high standards of service. Financial assistance can help families strengthen their productivity and increase resources, with the goal to benefit their children.